I hope everyone is having a great week. I am hoping to get some insights and different opinions as I'm being super indecisive currently. I have 2 hotel credit cards with free nights SPG Amex and IHG Club Select and I'm curious if they are worth it after the devaluation happening to both of them. However, after thinking about this in bigger terms I wonder if Hotel cards are worth the opportunity cost after getting the signup bonus. Are the restricted annual free nights worth the annual fees or is it better to place those into cards like Amex Plat, Venture, CSR or CSP?
For Clarification purposes here are 3 questions I can't quit make a decision on.
1. Should I keep SPG Amex after August?
2. Should I keep IHG Club Select after last free anywhere night is used?
3. Does it make sense to apply for multiple hotel cards with annual free nights cards?
Lastly, whats everyone looking to put daily spend on with SPG devaluation ?